For merchants


use cases / for merchants

Mobile bill pay

The problem

Without easy, efficient access to their bills, customers often miss payments, resulting in late fees, negative experiences and even the loss of customers.

The solution: Payments hub

Provide customers with important information about their pending bills to ensure they never miss a payment and have a seamless, painless payments experience.


Customers benefiting from this solution:

Mobile wallets

The problem

Consumers are demanding centralized, convenient customer experiences and businesses are expanding into non-traditional services to keep customers loyal.

The solution: Payments hub

Meet this demand and ensure customer loyalty by launching your own mobile wallet, enabling consumers to search, shop, and pay without ever leaving your digital platform.


Customers benefiting from this solution:

Walk-in Bill Pay

The problem

Some customers are cash-centric and either don’t have access to digital payment services or prefer to pay in cash.

The solution: Cash to digital

Don’t lose the opportunity to turn cash-centric consumers into customers. With more than 20,000 participating retail locations, offer customers the chance to pay for your services with cash.


Customers benefiting from this solution:

Real-time account updating

The problem

Lack of coverage, time gaps, and legacy technology leads to card declines that could have been easily prevented.

The solution: Card controls

Instant real-time updates, all through a modern RESTful API, immediately increasing authorization rates and reducing customer churn.


Customers benefiting from this solution:

Fraud prevention

The problem

Major issuers do not submit cards that were reissued due to fraudulent activity for updating, which means legacy account updaters are potentially missing 47% of all reissued payments cards. This is due to the fact that legacy account updaters do not provide the issuer the ability to target card updating.

The solution: Card controls

With expanded account updating coverage, the issuer can feel confident knowing they are targeting the right merchants.

Account creation

The problem

Major issuers do not submit cards that were reissued due to fraudulent activity for updating, which means legacy account updaters are potentially missing 47% of all reissued payments cards. This is due to the fact that legacy account updaters do not provide the issuer the ability to target card updating.

The solution: Card controls

With expanded account updating coverage, the issuer can feel confident knowing they are targeting the right merchants.