Bills get paid by checks, credit cards are sent via snail mail. This is bad for banks, who lose billions due to false declines and customer attrition. It's also painful for customers, 68% of whom live paycheck to paycheck.
Connecting any financial institution with merchants. The two-way Arcus protocol pulls data (e.g., payments history, bill balance due) and pushes data (e.g., update virtual card on file) to recurring services (E.g Amazon, Verizon).
Lost / stolen / reissued cards are the primary cause of false card declines, which causes a striking $118 Billion in lost revenue every year.
Arcus Protocol provides financial institutions with the power to instantly keep cards on file up to date and ready for billing. Tokenization support allows you to eliminate false card declines and minimize security breaches. Partners using our extremely powerful service have reported increases in consumer retention, accelerated new card activations and improved top of wallet positions.
68% of Americans live paycheck to paycheck and have to pay 10 bills every month.
Arcus Protocol gives your consumers the ability to track and manage credit cards, loans, and utilities - all in one place. Instant alerts and payment scheduling allows consumers to say goodbye to late fees and service interruptions. This intuitive, elegant service increases consumer retention, building NPS scores, helping you become the center of your consumers.
“Leveraging Arcus API has allowed us to fundamentally evolve our product.”
“Arcus is the perfect solution for us to get intelligent financial data for our users.”
“Arcus has been an amazing resource for albo in order to aggregate financial data.”
“In our search for a solution, it was clear from the developer documentation that arcus was the most modern for debt payments.”
“The arcus' xData API is a huge boost to our end user experience.”
“Arcus is one of the most reliable and buttoned up fintechs we've partnered with.”